Open sky credit card reviews Jul 17, 2020 · Do you agree with OpenSky's TrustScore? Voice your opinion today and hear what 1,067 customers have already said. Oct 22, 2025 · Reviews, rates, fees, and customer service info for The opensky® Launch Secured Visa® Credit Card. No credit check required. The issuer reports card activity to all three credit bureaus — Experian, Equifax, and 4 days ago · Frustrated that you can't get a credit card? Opensky Secured is a decent option for those unable to pass a credit check or who don't have a bank account. For example, if you deposit $100, your credit limit becomes $100. Aug 19, 2025 · Learn how the OpenSky® Launch Secured Visa® Credit Card can help you build or rebuild your credit. Nov 3, 2022 · I did the open sky secured card, made my payments on time every month and in 6 months was offered an unsecured card with a decent credit limit. Jul 10, 2024 · A secured credit card can offer the chance to build credit with no credit check and no annual fee. Mar 4, 2024 · If you need a secured credit card with no credit check then this OpenSky® Secured Visa® review is for you. S. com shows you the top credit card offers online. It has a low annual fee, but it is possible to find secured cards without any. The Opensky credit card does not perform any credit checks when you apply so you will definitely get your card if you fund your security deposit. The card requires a flexible, refundable deposit of $200 to $3,000 and reports to all three major . OpenSky Secured Visa® Credit Card. Just use your card for everyday purchases, pay on time each month, and boost your credit score. Learn if the $35 annual fee is worth it. OpenSky Secured Credit Card and OpenSky Gold Unsecured are reviewed in this video. Aug 19, 2025 · Opensky Secured Credit Card Editor's Review This card is worth it for people with damaged credit who want the highest approval odds possible. 3 stars from 2,297 reviews, indicating that most customers are generally dissatisfied with their purchases. However I tried other bank first (Discover, caiptal one)and got denied even for a secure credit card (yes that's how bad my credit score was), open sky will approve any one even you have the worst credit score in the world. See your best credit card matches when you sign up for Experian. Please view our advertising policy and product review methodology for more information. See full list on forbes. com and find your perfect credit card today. Ripoff Report on: OpenSky Credit Card - Opensky credit card open sky secured nationwide I did the open sky secured card, made my payments on time every month and in 6 months was offered an unsecured card with a decent credit limit. If card holders want their deposit back, they have to cancel the card which is a major downfall for this card. Oct 22, 2025 · Interested in the Opensky Plus Secured Visa Credit Card? Read reviews and see cardholder data, including average credit limits and credit scores. Open Sky Credit Card Open Sky Credit Card - The opensky® plus secured visa® credit card is better than the opensky® secured visa® credit card because it has a lower annual fee and a higher overall wallethub rating. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on your Oct 27, 2025 · With a $0 annual fee, the opensky Plus Credit Card is the winner here. I would like to request that my $3000 deposit and any refund overages be sent back to me. Mar 19, 2024 · The OpenSky Secured Visa Credit Card has an annual fee of $35, which is reasonable, but it's still the only card with an annual fee on our list of the best secured credit cards. Research complaints at our website. Secured credit cards designed to fit every credit journey. Unlike most credit cards, OpenSky doesn’t perform a credit check when you apply, making it accessible to nearly anyone, regardless of credit history. With an easy approval process, this card may provide the key to a better financial path. OpenSky has a rating of 2. HORRIBLE, BEWARE, DO NOT DO BUSINESS WITH OPENSKY! " Read full review FRANKLIN M " I was seeking to improve my credit score and A secured credit card requires a one-time refundable security deposit to open and is equal to your credit limit. Cardholders who have shown a good track record of paying on time and in full might be pre-approved for this card as a route to an unsecured credit card after having the Opensky secured card. When I started my build/rebuild, none of the big-banks (or essentially non-predatory lenders) would approve me for a secured card (Cap1, Disco, Citi, e Jan 19, 2025 · OpenSky Card has 377 reviews (average rating 1. Credit growth, your way — find the card that fits you, no credit check required. Opensky Card Services PO Box 9224 Old Bethpage, NY 11804-9224 While we don’t cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. , as well as with millions more merchants across 200 countries and territories The beauty of the opensky secured credit card is that you can open an account without undergoing a traditional credit check. Open Sky doesn’t have the option to upgrade this card to an unsecured version. These OpenSky cards help people with bad credit build good Download the opensky mobile app today to manage your payments and monitor your credit card right from your mobile device. Oct 22, 2025 · The OpenSky® Secured Visa® Card can give approval without a credit check and reports to all bureaus. See BBB rating, reviews, complaints, and more. Consumers consistently praise the user-friendly app and website, which make it easy to manage their accounts and make payments. 0 May 6, 2025 · What is the OpenSky Secured Visa Credit Card? The OpenSky Secured Visa is a secured credit card issued by Capital Bank, designed specifically for people looking to build or rebuild their credit. I got an open sky card 2 years ago when my credit was much worse. Oct 22, 2025 · With a relatively low APR and annual fee, the opensky Secured Visa credit card is a great card for those with bad to fair credit. Aug 19, 2025 · The opensky® Plus Visa is a secured credit card that lets you build credit without the annual fee. Oct 28, 2025 · Reviews, rates, fees, and customer service info for The opensky® Plus Secured Visa® Credit Card. Find out more about the card here. Jul 30, 2024 · OpenSky ® Plus Secured Visa ® Credit Card Review If you do not have perfect credit, do not fear. Feb 20, 2025 · Reseña completa de la tarjeta de crédito OpenSky Visa en español, qué beneficios trae, cómo funciona y cómo puedes aplicar hoy mismo. All you want to know about Opensky Complaints. Read some reviews on them and pretty much on par with what you're saying. According to my credit reports, Open Sky closed my account. opensky App features: • See your minimum payment due and next payment date – helps make planning easier! • View recently posted transactions such as payments or purchases • Stay on top of your daily Out of the lowest tier cards. Read our full opensky credit card review. Learn how the card works! Sep 18, 2024 · Rebuild your credit or come back from a bankruptcy with a card that doesn't perform a credit check for approval. Aug 25, 2025 · Is opensky® Secured Visa® Credit Card a good choice for a secured credit card? Find all the answers & learn about its features in our review! A secured credit card requires a one-time refundable security deposit to open and is equal to your credit limit. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on your Nov 3, 2025 · For details on OpenSky’s secured credit card, read our profile to learn about your card options, how to apply and how it can improve your credit. NerdWallet and WalletHub are based on editors review for the opensky Plus Secured Visa credit card. Jul 17, 2025 · The OpenSky Secured Visa credit card doesn't require any credit checks and is often used by customers to help boost their credit card through responsible use. Credit. You can use your secured credit card like any credit card to make purchases such as gas or groceries, or for recurring phone bills, without changing your total monthly budget. Learn if these OpenSky credit cards are right for you. No risk to apply. Jun 20, 2025 · Learn how to use the OpenSky Secured Visa Credit Card to build or repair your credit. We apologize for any inconvenience, however the opensky Visa® Gold Card is available by invitation only. Which is the best: credit one, open sky, or first progress? Open an opensky secured credit card. It also doesn’t involve a credit check, so even if you have no credit or bad credit, you can still qualify for this card. In this video, Elijah will be covering the Opensky plus secured credit card, going over the pros and cons and if he recommends it. Aug 17, 2023 · Start with a deposit of $300 to build your credit, with no annual fee. Opensky Complaints information. This no-annual-fee secured credit card can help you build your credit with responsible spending so you can graduate to an unsecured credit card option in as little as six months. No credit check. It just really depends on how your credit health is overall and if you really can't afford the $35, need your deposit back or what have you. People also value the opportunity to transition from a secured car d to an unsecured card with a higher credit limit after a period of responsible use. Rebuild Credit History. Learn about this credit card's best features, drawbacks and compare to other popular cards on the market. If you are approved, you can start building your credit once you fund the card. com Sep 26, 2025 · The OpenSky Secured Visa Credit Card can help you rebuild your credit or create credit from scratch. Simple & Easy Application. Mar 7, 2025 · Opensky Secured Visa Credit Card overview Are you looking to build credit and don't mind paying an annual fee? While it lacks substantial perks, the opensky® Secured Visa® Credit Card can increase your credit rating without needing a credit check. I did the open sky secured card, made my payments on time every month and in 6 months was offered an unsecured card with a decent credit limit. Nov 25, 2024 · The OpenSky Secured Credit Card operates like the conventional unsecured credit card, except that it doesn’t check your credit. We would like to show you a description here but the site won’t allow us. Jan 2, 2025 · Need a secured credit card but don't have a bank account? Learn about one that doesn't require an account or check your credit - and helps improve your score. Nov 3, 2025 · Read U. Build Your Credit Score. May 19, 2019 · I closed my first card today, which was my Opensky secured card, and I thought I would share my experience with them for any rebuilders interested. Oct 9, 2013 · Open Sky® Secured Visa® Credit Card Reviews: Learn about the open sky secured visa credit card and how this secured credit card reviews for building credit. The easy way to build credit. Oct 22, 2025 · The opensky ® Plus Secured Visa ® Credit Card stands out for its accessibility to consumers with poor or no credit history, offering them a chance to build or rebuild their credit through responsible use without requiring a credit check. Apply for a Secured Card — Over 1 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit. Feb 9, 2024 · In this review we look at theOpenSky® Secured Visa® Credit Card to see what the card provides to cardholders, how you can qualify for it, and more. OpenSky Credit Card has a rating of 1. com to learn more about opensky and apply for the opensky Secured Visa Credit Card. OpenSky ranks 27th among Marketplace sites. We invite you to visit openskycc. Jun 19, 2025 · Key takeaways The opensky® Secured Visa® Credit Card and Capital One Platinum Secured Credit Card are both good options for those with bad credit or a limited credit history. Compare to other cards and apply online in seconds. As a secured card, it requires a refundable Jun 16, 2023 · Reviews, rates, fees and customer service info for the OpenSky Secured Visa Credit Card. Compare to other cards and apply online in seconds Oct 5, 2023 · The OpenSky Secured Visa Credit Card is a credit-building credit card for those with poor or no credit history. Furthermore, it reports to all three major credit bureaus, which can aid in rapidly improving credit scores when managed wisely. s. This refundable deposit also sets your credit limit. CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. It’s best to avoid cash advances if you Latest Reviews Rebecca G " If I could give ZERO STARS, I would. This video on Chime has been produced by Financial Anatomy and We would like to show you a description here but the site won’t allow us. Oct 22, 2025 · The opensky® Secured Visa® Credit Card is a secured card that has a fairly standard $35 annual fee. No credit required. How the opensky secured credit card works for you Secured cards are just like unsecured credit cards but are backed by a cash deposit. Oct 22, 2025 · Considering the opensky Secured Visa Credit Card? Check out cardholder data and reviews to see if it’s right for you. You choose your security deposit amount and the issuer reports to all three major credit bureaus. Learn more about this secured card. BBB Accredited since 2/7/2023. It also offers limited rewards, but it does charge an annual fee. The beauty of the opensky secured credit card is that you can open an account without undergoing a traditional credit check. . Start building credit and stop getting dragged down by your credit score. The downside is that there aren't many perks. Oct 22, 2025 · No credit check, $0 annual fee and up to 10% cash back. Your initial credit limit is determined by your security deposit, as little at $200 or up to $3,000 (subject to approval). A secured credit card requires a one-time refundable security deposit to open and is equal to your credit limit. Complaints This profile includes complaints for OpenSky, A Division of Capital Bank N. The Opensky Gold Credit Card is an unsecured card that is offered only to holders of the Opensky Secured Visa. News' review of the OpenSky Secured Visa Credit Card. Consumers say: Late fee cocerns, Money stolen check from open sky bounced leaving me additional $1,000 in debt, so total of $3,075. 7 million merchant locations in the u. Read our review to learn more. Dec 2, 2024 · The OpenSky® Secured Visa® Card doesn’t require a credit check or checking account to get approved. You don’t need good credit. 4 days ago · The opensky® Plus Secured Visa® Credit Card has a lot of upside for those with poor credit (credit scores of 629 or lower). Aug 19, 2025 · The opensky® Secured Visa Credit Card is a secured card that requires no credit check fror approval. 89% average approval rate. Oct 28, 2025 · Reviews, rates, fees and customer service info for the openSky Secured Visa Credit Card. Credit Cards and Plans in Reston, VA. 8 stars from 276 reviews, indicating that most customers are generally dissatisfied with their purchases. Sep 13, 2025 · The card is paid off and I cannot use it. Aug 1, 2024 · The OpenSky® Secured Visa® Credit Card is a solid option for building or rebuilding your credit. Even the name should be enough to make one hesitant from applying. This is especially beneficial if you have a poor credit history or no credit history at all. In addition, the opensky Plus Credit Card charges a slightly lower cash advance fee than the original opensky Card. Plus, there's no credit check, so anyone can qualify. This means a poor credit score will have no impact on your account approval. Jul 23, 2024 · The OpenSky Credit Card is a secured card that doesn't require a credit check or even a bank account for approval, so it's useful if you're rebuilding credit or starting from scratch. The annual fee for the other opensky credit card is $35, which is good compared to most other credit cards with no credit check but not the opensky Plus Credit Card. Open sky secured card holders are given an invitation for the gold card 6 or more months after opening their secured account, if they qualify. Oct 10, 2024 · OpenSky Secured Visa Credit Card is a personal credit card best for those who need to build or improve credit. Start with a low deposit of $100 to build your credit. See why the OpenSky Plus Secured Visa Credit Card is a smart tool to build credit. View offer details for The opensky® Secured Visa® Credit Card. 8). Your account will be evaluated for a credit limit increase without additional security deposit and also a graduation to an unsecured credit card after 6 months. To view all corporate locations, see Find Local Branches. Oct 22, 2025 · Interested in the Opensky Launch Secured Visa Credit Card? Read reviews and see cardholder data, including average credit limits and credit scores. Oct 22, 2025 · The opensky Secured Visa has an exceptionally high approval rate, making it a potentially good option if you struggle to get approved for other credit cards. Compare to other cards and apply online in seconds Aug 1, 2024 · The OpenSky Secured Visa is designed for borrowers who need help building up their credit score, and it admirably serves that purpose. Reviewers dissatisfied with OpenSky most frequently mention customer service, credit card and tracking number. A. When building your credit, it's best to stick with reputable companies if you can, a number of secured cards are offered by companies with much better history and customer support. You are only required to pay a refundable security deposit ($200 – $3,000) when you create an account. Read our OpenSky® Plus Secured Visa® Credit Card review to determine if it's right for you. 's headquarters and its corporate-owned locations. Secured cards work like regular credit cards but require a refundable cash deposit that sets your limit. Aug 18, 2025 · The opensky® mobile app lets you manage your opensky credit card account from the convenience of your mobile device or tablet — so you can keep on top of payments, and much more. View all credit card offers on credit. Nov 8, 2025 · Yes, the OpenSky card is legitimate, but it’s a secured card rather than a more traditional unsecured card. That means you can use the opensky credit card at 10. I knew annual fees are always charged immediately and I paid off my balance in full every month. Nov 5, 2025 · OpenSky® Secured Visa® Credit Card Review [2025]: Build Credit With a Low Annual Fee The OpenSky Secured Visa is a legitimate secured credit card that doesn't require a credit check when you apply. Having this card has helped increase my credit rating. Use it for everyday purchases, pay on time, and raise your credit score. cmxu sbhjxex bhi dixdog jjus zovulq plxazx cyrzcohw uhqa wtl xdwkljs xeqhaq dvml hbqehf ovzz